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[SPayLater] Why am I receiving calls regarding repayments?
If you do not make a full repayment of the outstanding amount by the designated due date, your SPayLater account will become overdue. We will contact you to remind you of the outstanding payment and assist you in the repayment process if necessary.
Additionally, you may receive reminders about your bill repayment via SMS, in-app push notifications, automated calls, and other methods before and after your SPayLater bill's due date.
We strongly encourage you to make full repayment of your bills according to the repayment schedules applicable to you.
Orders Completed on | Billing date | Due date |
Jan 1 - Jan 31 | Feb 1 | Feb 10 |
Feb 1 - Feb 28 | Mar 1 | Mar 10 |
Mar 1 - Mar 31 | Apr 1 | Apr 10 |
Apr 1 - Apr 30 | May 1 | May 10 |
May 1 - May 31 | Jun 1 | Jun 10 |
Jun 1 - Jun 30 | Jul 1 | Jul 10 |
Jul 1 - Jul 31 | Aug 1 | Aug 10 |
Aug 1 - Aug 31 | Sep 1 | Sep 10 |
Sep 1 - Sep 30 | Oct 1 | Oct 10 |
Oct 1 - Oct 31 | Nov 1 | Nov 10 |
Nov 1 - Nov 30 | Dec 1 | Dec 10 |
Dec 1 - Dec 31 | Jan 1 | Jan 10 |
Orders Completed on | Billing date | Due date |
Dec 21 - Jan 20 | Jan 21 | Feb 1 |
Jan 21 - Feb 20 | Feb 21 | Mar 1 |
Feb 21 - Mar 20 | Mar 21 | Apr 1 |
Mar 21 - Apr 20 | Apr 21 | May 1 |
Apr 21 - May 20 | May 21 | Jun 1 |
May 21 - Jun 20 | Jun 21 | Jul 1 |
Jun 21 - Jul 20 | Jul 21 | Aug 1 |
Jul 21 - Aug 20 | Aug 21 | Sep 1 |
Aug 21 - Sep 20 | Sep 21 | Oct 1 |
Sep 21 - Oct 20 | Oct 21 | Nov 1 |
Oct 21 - Nov 20 | Nov 21 | Dec 1 |
Nov 21 - Dec 20 | Dec 21 | Jan 1 |
⚠️Note
- A $5 Late Payment Charge for users who do not make full repayment by the bill due date.
- A $1 Handling Fee for processing manual repayments through Credit/Debit cards. (Auto repayment and manual repayment through ShopeePay and PayNow will not be charged)
