Payment made by the buyer will first go to Shopee Guarantee account. Once the buyer has confirmed that he/she has received the product or once Shopee Guarantee period ends, the payment will be released to your Shopee Wallet.
You may withdraw funds from your Shopee Wallet by adding a bank account.
Add a bank account by going to Me > Shopee Wallet > Settings > My Bank Accounts and tapping on "+ Add New Bank Account".
Enter your Verification Code (sent via SMS) and fill in your bank account information.