Checkout failures using credit cards are due to one of the following reasons:
1) System Limitations
As part of Shopee's efforts to ensure a safe and enjoyable shopping experience for our users, some system limitations have been put in place for credit card transactions. In the rare case of exceeding these limits, you can always choose an alternative payment option (e.g. bank transfer) to complete your checkout.
2) Misuse of Credit Cards
Credit card payments on Shopee are subjected to all transaction processing rules imposed by card schemes (e.g. Mastercard, Visa, etc.). Credit cards with activities suspected to be in violation of these transaction processing rules will not be allowed to complete any checkout on Shopee.
