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Payments

SPayLater
ShopeePay
Payment options
Shopee Coins
MariBank

[SPayLater] Why am I receiving calls regarding repayments?

If you do not make a full repayment of the outstanding amount by the 10th of every month, your SPayLater account will become overdue. We will contact you to remind you of the outstanding payment and assist you in the repayment process if necessary.


Additionally, you may receive reminders about your bill repayment via SMS, in-app push notifications, automated calls, and other methods before and after your SPayLater bill's due date.


We strongly encourage you to make full repayment of your bills no later than the 10th of every month according to the repayment schedule.

Below is the monthly repayment schedule:


Orders Completed on

Billing date

Due date

Jan 1 - Jan 31

Feb 1

Feb 10

Feb 1 - Feb 28

Mar 1

Mar 10

Mar 1 - Mar 31

Apr 1

Apr 10

Apr 1 - Apr 30

May 1

May 10

May 1 - May 31 

Jun 1

Jun 10

Jun 1 - Jun 30

Jul 1

Jul 10

Jul 1 - Jul 31

Aug 1

Aug 10

Aug 1 - Aug 31

Sep 1

Sep 10

Sep 1 - Sep 30

Oct 1

Oct 10

Oct 1 - Oct 31

Nov 1

Nov 10

Nov 1 - Nov 30

Dec 1

Dec 10

Dec 1 - Dec 31

Jan 1

Jan 10

⚠️Note

  1. A $5 Late Payment Charge for users who do not make full repayment by the bill due date.
  2. A $1 Handling Fee for processing manual repayments through Credit/Debit cards. (Auto repayment and manual repayment through ShopeePay and PayNow will not be charged)
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