Applicable processing fees will be calculated depending on the seller and SPayLater tenor selected. Refer below for more details.
Shopping at Participating SPL Sellers | ||||
1 month | 3 months | 6 months | 12 months | |
Total Processing Fee | 0% | 0% | 3% | 6% |
Monthly Processing Fee | 0% | 0% | 0.5% | 0.5% |
EXAMPLE | Original Price $100 | |||
Original Price per month | $100 | $33.33 | $16.67 | $8.33 |
Fee per month | $0 | $0 | $0.50 | $0.50 |
Final Price per month | $100 | $33.33 | $17.17 | $8.83 |
You may refer to our educational microsite on how to find and shop at participating SPL sellers to enjoy reduced processing fees.
Shopping at Non-Participating SPL Sellers | ||||
1 month | 3 months | 6 months | 12 months | |
Total Processing Fee | 1% | 3% | 6% | 12% |
Monthly Processing Fee | 1% | 1% | 1% | 1% |
EXAMPLE | Original Price $100 | |||
Original Price per month | $100 | $33.33 | $16.67 | $8.33 |
Fee per month | $1 | $1 | $1 | $1 |
Final Price per month | $101 | $34.33 | $17.67 | $9.33 |
⚠️Note
For more information, you may refer to our SPayLater Terms of Service.